What is HomeNOW?
How can I take advantage of the benefits associated with HomeNOW?
Who qualifies for HomeNOW?
What must I do to receive Homebuyer Discounts?
What do I need to do to receive the up to $500 Gift Card Offer?
How do I know if I am receiving Genworth Mortgage Insurance?
Who can I call with additional questions about the program?
Can I still shop around for a low mortgage interest rate with HomeNOW?
If I don't need mortgage insurance, am I still eligible to receive any benefits of the program?
How long does it take to receive the gift card after closing my loan?
By initiating my mortgage through this program, am I automatically purchasing mortgage insurance?
How long are Homebuyer Discounts valid?
What is HomeNOW?
HomeNOW was created to guide homebuyers through the buying process. Step by step informational segments provide the information you need, just when you need it. When you’re ready to find a loan, special offers from participating lenders can provide you savings of up to $1,000 on mortgage loans. Our Homebuyer Discounts offer up to $5000 off on products and services that ease the financial burden of purchasing a home. Homebuyers in participating states are also eligible for a Gift Card Offer, valued at up to $500 with the purchase of Genworth Mortgage Insurance, through a HomeNOW lender. From start to finish, HomeNOW can ease you through the homebuying process.
How can I take advantage of the benefits associated with HomeNOW?
By registering on the HomeNOW website, you are immediately eligible for Homebuyer Discount offers worth up to $5000. To receive the Gift Card Offer, valued at up to $500, simply signup on the site and secure your mortgage through a participating lender on this website (www.HomeNOW.com). If you use Genworth Mortgage Insurance as your mortgage insurance provider and you live in a participating state, you will receive the Gift Card Offer. Buyers who do not purchase mortgage insurance will not be eligible for the Gift Card Offer.
Who qualifies for HomeNOW?
Any homebuyer that purchases a home in the U.S. through one of HomeNOW's participants qualifies for HomeNOW.
What must I do to receive Homebuyer Discounts?
Simply register at the HomeNOW.com website to receive the Homebuyer Discounts through our Homebuyer Privileges® program.
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What do I need to do to receive the Gift Card Offer worth up to $500.00?
If you live in a participating state, obtain your mortgage through a participating HomeNOW lender and tell them that you have selected Genworth Mortgage Insurance, as your provider if mortgage insurance is needed. After closing, if mortgage insurance has been purchased, you will receive a Genworth Mortgage Insurance commitment number from your mortgage lender. Go to HomeNOW.com and enter this number to receive the Gift Card, following the instructions on the website.
How do I know if I am receiving Genworth Mortgage Insurance?
Mortgage Insurance will only be purchased if it is required by your lender as a condition of your loan. This is largely determined by the size of down payment you make. Ask your lender if mortgage insurance is required as a condition of your loan. If it is, you should tell them you are participating in the HomeNOW program and remind them that you require Genworth Mortgage Insurance so that you can get your Gift Card, valued at up to $500.
Who can I call with additional questions about the program?
Any questions not answered on the website can be directed to the ActionCenter® at 1-877-434-6631
Can I still shop around for a low mortgage interest rate with HomeNOW?
Yes, the HomeNOW website will provide you with links to a number of nationally recognized mortgage lenders. These lenders offer a wide array of mortgage products from which to choose. You must secure your loan through HomeNOW in order to be eligible for the Gift Card Offer, valued at up to $500.
If I don't need mortgage insurance, am I still eligible to receive any benefits of the program?
Yes. Whether or not you require mortgage insurance, you will still qualify for the Homebuyer Discounts, valued at up to $5000.
How long does it take to receive the gift card after closing my loan?
Approximately 60 days from the time you enter your certificate number.
By initiating my mortgage through this program, am I automatically purchasing mortgage insurance?
No. Mortgage insurance will only be purchased if it is required by your lender as a condition of your loan. This is largely determined by the size of down payment you make. If you are required to carry mortgage insurance as a condition of your loan and have registered for the Gift Card Offer program, an application will be submitted for Genworth Mortgage Insurance by your lender. If this application is approved, based on your credit history and other information, your mortgage insurance will take effect after the closing of your loan. Initiating your loan through HomeNOW program does not obligate you to purchase mortgage insurance or guarantee that mortgage insurance will be received.
How long are the Homebuyer Discounts and Gift Card Offer valid?
You will be eligible for the benefits for up to 18 months.
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