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Save Up to $500
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- $100 for loan amounts under $150,000
- $250 for loan amounts of $150,000 to $249,999
- $500 for loan amounts over $250,000
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One way to get a home loan with less than 20% down is to purchase mortgage insurance (MI) through your lender. This insurance covers your lender for the extra risk involved in a low-down payment loan while allowing you to purchase a home much sooner. You can generally cancel the insurance when your equity reaches 20% (something you can't do with combo loans!) For more information on mortgage insurance, visit our Benefits of MI section.
Mortgage Insurance carriers are traditionally selected by your lender. We offer you the opportunity to select your own mortgage insurance carrier, if you elect to use MI. If you use Genworth Mortgage Insurance on your loan with a participating HomeNOW lender, you'll qualify for a gift card worth up to $500 by stating your preference below.
Genworth Mortgage Insurance, the owner of this website, has been helping people into homes for over 25 years. We offer a broad variety of mortgage insurance products, from one-time payments to monthly premiums, all competitively priced. We also provide homebuyer education and assistance through informational website like this one.
Simply sign up here to specify that you want Genworth Mortgage Insurance to provide any necessary mortgage insurance policy, and choose a gift card from major retailers such as Target®, The Home Depot, or Circuit City. Registering does not obligate you to purchase mortgage insurance—that decision is up to your lender.
You have a choice when it comes to deciding which Mortgage Insurance accompanies your loan. We have created this site and the benefits that come with it, as an incentive for you to choose Genworth Mortgage Insurance for your loan.
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